Generated by All in One SEO v4.9.7.2, this is an llms.txt file, used by LLMs to index the site. # Conwy Wills and Trusts Ltd ## Sitemaps - [XML Sitemap](https://conwywillsandtrusts.co.uk/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Deprivation of Assets and Care Fees: Why Giving Things Away Is Not Always the Clever Plan It Looks Like](https://conwywillsandtrusts.co.uk/2026/05/05/deprivation-of-assets-and-care-fees-why-giving-things-away-is-not-always-the-clever-plan-it-looks-like/) - Care-fee planning is not as simple as giving away the house and hoping the council looks the other way. This article explains deprivation of assets, when lifetime trusts or FLITs may be legitimate for wider estate planning, and why intention, timing and proper evidence matter. - [Can a Will Be Challenged for Undue Influence or Fraudulent Calumny?](https://conwywillsandtrusts.co.uk/2026/04/15/can-a-will-be-challenged-for-undue-influence-or-fraudulent-calumny/) - Not every challenged Will is about capacity or paperwork. Sometimes the real issue is pressure, manipulation, or one person poisoning the testator’s mind against another. Undue influence and fraudulent calumny are difficult to prove, but they matter hugely, which is why proper questioning, privacy, and detailed attendance notes are such an important part of good Will writing. - [Vulnerable Person Trusts vs Discretionary Trusts: What’s the Difference and Why It Matters.](https://conwywillsandtrusts.co.uk/2026/01/22/vpt_v_disc/) - Choosing the wrong type of trust can have serious and expensive consequences. The Supreme Court case of Pitt v Holt is a powerful example of how well intentioned planning went badly wrong. Personal injury compensation was placed into a discretionary trust to protect benefits, but the trust triggered an unexpected and substantial tax charge that could have been avoided with the right structure. In this post, I explain the key differences between Vulnerable Person Trusts and standard Discretionary Trusts, why they are not interchangeable, and how tax and benefits treatment can vary dramatically. I also look at why careful drafting matters and how a simple mistake can lead to years of litigation and unnecessary cost. If you are planning for a vulnerable beneficiary, this distinction really matters. - [How Vulnerable Person Trusts Can Protect Benefits and Long Term Security](https://conwywillsandtrusts.co.uk/2026/01/14/how-vulnerable-person-trusts-can-protect-benefits-and-long-term-security/) - A Vulnerable Person Trust can be the difference between meaningful support and an expensive mistake. Many people don’t realise that leaving money directly to a vulnerable person can result in the loss of vital means tested benefits. This type of trust allows funds to be used for someone’s benefit without being treated as theirs, protecting both financial security and entitlement to support. - [Trusts and Estate Planning](https://conwywillsandtrusts.co.uk/2025/12/23/trusts-and-estate-planning/) - What trusts are available, what they do, and when they make sense Trusts are not about hiding money or playing games with HMRC. Used properly, they are legal tools that help people control who benefits from their assets, when they benefit, and on what terms. Used badly, they are expensive disappointments. Below is an overview - [Your Will Doesn’t Control Everything!](https://conwywillsandtrusts.co.uk/2025/12/23/your-will-doesnt-control-everything/) - Most people assume their will controls everything after death. It doesn’t. Many assets pass automatically outside the estate — including property, pensions, and joint accounts — often overriding the will entirely. This article explains what bypasses probate, why families are often shocked, and how proper estate planning brings everything back into line. - [Understanding Gift With Reservation of Benefit (GROB) - and How to Avoid the Hidden Tax Trap](https://conwywillsandtrusts.co.uk/2025/12/10/understanding-gift-with-reservation-of-benefit-grob-and-how-to-avoid-the-hidden-tax-trap/) - Gifting your home or assets isn’t always the tax-saving strategy people think it is. Section 102(b) of the Finance Act 1986 means that if you still use or benefit from something you've gifted, HMRC treats it as still yours — creating a Gift With Reservation of Benefit (GROB). Our guide explains GROB, POAT, QIIP trusts, and how to plan safely without triggering hidden tax traps. - [Make Life Easier for Your Executors!](https://conwywillsandtrusts.co.uk/2025/11/07/make-life-easier-for-your-executors/) - Billions of pounds in bank accounts and investments go unclaimed each year because executors can’t find the information they need. Our guide explains what to keep with your will — so your estate reaches the right hands, not the government or the banks. - [When Wills Fail. The Hidden Fortunes of Intestacy and Unclaimed Estates](https://conwywillsandtrusts.co.uk/2025/10/24/when-wills-fail-the-hidden-fortunes-of-intestacy-and-unclaimed-estates/) - Every year in the UK, hundreds of millions of pounds in money and property slip quietly into the hands of financial institutions and the Crown. Not because of fraud or wrongdoing, but because people die without valid wills, or because their heirs can’t be traced. This is the shadow side of intestacy, a system designed - [Trust, Power, and Oversight: What Harold Shipman Taught Us About Professional Integrity](https://conwywillsandtrusts.co.uk/2025/10/15/trust-power-and-oversight-what-harold-shipman-taught-us-about-professional-integrity/) - Few names in modern British history provoke as much horror and introspection as Harold Shipman. A respected GP in a quiet English town, he was also one of the most prolific serial killers in recorded history. His crimes didn’t just shock the public, they dismantled faith in professional self-regulation and forced every profession, from medicine - [From Dreamvar to Digital ID: When Protection Becomes Control](https://conwywillsandtrusts.co.uk/2025/10/08/from-dreamvar-to-digital-id-when-protection-becomes-control/) - Anyone who’s ever bought or sold a property has probably felt that twinge of frustration when their solicitor asks, yet again, for more ID. Proof of address. Proof of funds. Source of funds. Bank statements. Then, sometimes, the same all over again. It’s easy to wonder: why all the fuss? The answer lies in one - [The Curtain Principle and Why Beneficiaries Need More Than Just a Form A](https://conwywillsandtrusts.co.uk/2025/09/29/the-curtain-principle-and-why-beneficiaries-need-more-than-just-a-form-a/) - In English land law, the curtain principle is a cornerstone of the land registration system. It makes life simple for buyers but creates a challenge for beneficiaries who want to safeguard their interests. Let’s unpack how it works and why a standard Form A restriction is often not enough protection. The Curtain Principle – Hiding - [Human Jobs Matter! AI and the Future of Human Work](https://conwywillsandtrusts.co.uk/2025/09/25/human-jobs-matter-ai-and-the-future-of-human-work/) - In 2013, Oxford researchers Frey and Osborne warned that nearly half of jobs were at risk of automation. A decade later, the picture looks different: AI is reshaping tasks rather than replacing entire professions. With new studies like GAISI, we now know who’s most exposed — and why roles built on trust, creativity, and human connection, like estate planning, are here to stay. - [Barnett v Bem: When Good Intentions Aren’t Enough](https://conwywillsandtrusts.co.uk/2025/09/22/barnett-v-bem-when-good-intentions-arent-enough/) - Barnett v Bem (2012) is a cautionary tale about how even the clearest intentions can fail if a will isn’t executed correctly. Mary Bem wanted her brother to inherit everything, but because the signing formalities weren’t strictly followed, the will was ruled invalid and her estate passed under intestacy instead. - [How to Sign Your LPA the Right Way (and the Mistakes to Avoid)](https://conwywillsandtrusts.co.uk/2025/09/16/how-to-sign-your-lpa-the-right-way-and-the-mistakes-to-avoid/) - Getting your LPA signed correctly is vital. Many LPAs are rejected by the Office of the Public Guardian because of simple errors in signing order, witnesses, or missing the life-sustaining treatment section. Our guide shows you the right process — and the common traps to avoid. - [What Happens to Your Digital Assets When You Die?](https://conwywillsandtrusts.co.uk/2025/08/15/what-happens-to-your-digital-assets-when-you-die/) - Most of us live part of our lives online — from email and banking to photos, social media, and cryptocurrency. But what happens to those digital assets when we die? Without proper planning, they can be lost forever. This blog explores how to protect your digital legacy and ensure your loved ones aren’t locked out of your online world. - [Not So Tax-Free: What Happens to CGT When You Put Your Home Into Trust](https://conwywillsandtrusts.co.uk/2025/08/07/not-so-tax-free-what-happens-to-cgt-when-you-put-your-home-into-trust/) - Thinking of putting your home into trust? You might lose your Capital Gains Tax exemption without realising it. This post explores how placing your property into a trust could cost you Principal Private Residence (PPR) relief — and how using the right trust structure, like a FLIT or Right to Occupy clause, can protect both your home and your tax position - [From Viking Pyres to Space Ashes: A Look at the World’s Most Unusual Burials](https://conwywillsandtrusts.co.uk/2025/07/23/from-viking-pyres-to-space-ashes-a-look-at-the-worlds-most-unusual-burials/) - From Viking pyres to ashes sent into space, funeral traditions are evolving fast. In this post, we explore some of the world’s most unusual burial options—what’s possible, what’s legal, and how to make sure your final wishes, however unique, are respected. - [Life After Death. Can My Eggs or Sperm Be Used After I Die?](https://conwywillsandtrusts.co.uk/2025/06/17/life-after-death-can-my-eggs-or-sperm-be-used-after-i-die/) - Can your partner use your eggs or sperm after you’ve died? Only if you’ve given proper written consent in advance. This blog explains the UK legal position, why a will isn’t enough, and what steps you need to take now to protect your partner’s rights—and your future family. - [💔 When Good Intentions Go Wrong: How a Lifetime Trust Could Have Protected Norma](https://conwywillsandtrusts.co.uk/2025/06/03/💔-when-good-intentions-go-wrong-how-a-lifetime-trust-could-have-protected-norma/) - An 82-year-old woman was evicted from her own home after gifting it to her daughter. With no trust or legal safeguards in place, her rights were lost. A Family Lifetime Interest Trust (FLIT) or Right to Occupy could have protected her. Don’t risk your home—plan properly. - [The Future of Funerary Rights: Binding Wishes, Legal Clarity, and Reform](https://conwywillsandtrusts.co.uk/2025/03/03/the-future-of-funerary-rights-binding-wishes-legal-clarity-and-reform/) - At present, a person’s decisions about what happens to their body after death are not legally binding, often leading to family disputes and uncertainty. The Law Commission’s upcoming review, set to begin in 2025, aims to determine whether these wishes should be enforceable and how disputes over funerary arrangements should be resolved. With advancements in eco-friendly funerary methods and inconsistencies in public health funerals, the proposed legal reforms could bring much-needed clarity and dignity to posthumous decision-making. - [Advanced Decision Directives (Living Wills): It's a Matter of Life and Death](https://conwywillsandtrusts.co.uk/2025/01/30/advanced-decision-directives-living-wills-its-a-matter-of-life-and-death/) - The UK legal landscape on end-of-life decisions is shaped by two pivotal cases: Airedale NHS Trust v Bland (1993) and R (Nicklinson) v Ministry of Justice (2014). They address euthanasia, patient autonomy, and the role of Parliament versus courts. Advances include legal recognition of advance directives, while assisted suicide remains illegal despite evolving public views. - [Understanding Equity Release, Life Interest Trusts, and Tenancy in Common](https://conwywillsandtrusts.co.uk/2025/01/08/understanding-equity-release-life-interest-trusts-and-tenancy-in-common/) - Property ownership choices significantly affect estate planning, particularly with equity release and life interest trusts. This article contrasts joint tenancy and tenancy in common, emphasizing the complexities tenants in common face when seeking equity release. It underscores the necessity of professional guidance for optimizing ownership structures and financial arrangements. - [Why You Need a Lasting Power of Attorney: Essential Protection at Any Age](https://conwywillsandtrusts.co.uk/2024/05/15/why-you-need-a-lasting-power-of-attorney-essential-protection-at-any-age/) - An LPA is essential for ensuring that trusted individuals make decisions on your behalf if you lose decision-making ability. It covers both health and financial matters, avoids legal complexities, and offers peace of mind. Being adjustable and revocable, LPAs empower you to appoint decision-makers who respect your values, providing significant reassurance for the unknown future. Consider setting up an LPA to safeguard your interests and wishes effectively. - [The Importance of Vulnerable Person’s Trusts in Estate Planning](https://conwywillsandtrusts.co.uk/2024/05/28/the-importance-of-vulnerable-persons-trusts-in-estate-planning/) - The post outlines the importance of vulnerable persons trusts, also known as special needs trusts, for managing assets and protecting benefits for individuals with disabilities or vulnerabilities. These trusts safeguard public benefits, allow tailored financial management, provide legal and financial safeguards, ensure long-term care, offer flexibility, and provide tax advantages. Proper setup with professional advice is crucial. - [How Farmers Can Use Trusts and Agricultural Property Relief to Optimise Inheritance Tax Planning](https://conwywillsandtrusts.co.uk/2024/12/11/how-farmers-can-use-trusts-and-agricultural-property-relief-to-optimise-inheritance-tax-planning/) - Inheritance Tax (IHT) planning is a crucial consideration for farming families looking to preserve generational wealth. With the availability of Nil Rate Bands (NRB), Agricultural Property Relief (APR), and strategic use of trusts, it's possible to pass significant assets to children while minimising tax liabilities. This blog explores how couples can use trusts effectively, leveraging recent updates - [What Do You Need for Your Lasting Power of Attorney (LPA) Instruction Meeting?](https://conwywillsandtrusts.co.uk/2024/11/21/lasting-power-of-attorney-lpa-instruction-meeting/) - Creating a Lasting Power of Attorney (LPA) ensures your wishes are followed if you become unable to make decisions for yourself. To prepare for your LPA instruction meeting, please gather the following information and documents. 1. Personal Information Full name (including any middle names) Any previous names Date of birth Current address National Insurance Number (if applicable) - [What do you need for your will instruction meeting?](https://conwywillsandtrusts.co.uk/2024/11/21/instruction-meeting/) - To help you prepare for your will instruction meeting, here’s a list of information and documents to have ready. This ensures we can create a will tailored to your needs without delays. Personal Information: Full name (including any middle names) Any previous names Date of birth Current address Marital status Partner’s details (name, previous names, date of - [Judicious Encouragement and Protecting Inheritance from Divorce](https://conwywillsandtrusts.co.uk/2024/11/07/judicious-encouragement-and-protecting-inheritance-from-divorce/) - For clients creating wills, it's common to leave assets first to a spouse and then to children in equal shares. Yet, when concerns arise about the risk of a child’s inheritance being exposed to a future divorce settlement, straightforward provisions may not offer the necessary protection. In such cases, families should consider advanced planning to - [What is Donatio Mortis Causa? Understanding 'Death Bed Gifts'](https://conwywillsandtrusts.co.uk/2024/10/09/what-is-donatio-mortis-causa-understanding-death-bed-gifts/) - In the realm of inheritance law, Donatio Mortis Causa (DMC) offers a fascinating mechanism for passing on assets. This type of gift is made in contemplation of imminent death, bridging the gap between gifts given during life and those left in a will. With the ability to revoke the gift if circumstances change, DMC allows individuals to provide for loved ones while maintaining control over their property until the end. Learn more about how Donatio Mortis Causa works, its legal requirements, and the symbolic importance of transferring ownership at the brink of life’s final transition - [Understanding Deputyship Applications and the Importance of Lasting Power of Attorney (LPA)](https://conwywillsandtrusts.co.uk/2024/09/04/understanding-deputyship-applications-and-the-importance-of-lasting-power-of-attorney-lpa/) - Applying for Deputyship: What You Need to Know Deputyship is a legal mechanism that allows a person to manage the affairs of another who has lost mental capacity and did not appoint anyone through a Lasting Power of Attorney (LPA). This process is overseen by the Court of Protection and the Office of the Public - [Secure Your Business Future with a Business Will: Key Reasons and Benefits](https://conwywillsandtrusts.co.uk/2024/08/06/secure-your-business-future-with-a-business-will-key-reasons-and-benefits/) - As a business owner, you have invested substantial time, effort, and resources into building your company. However, one crucial aspect often overlooked is the need for a business will. At Conwy Wills and Trusts, we understand the significance of safeguarding your hard-earned legacy, and a business will is a fundamental tool in achieving this. Here’s - [You Think Your Next of Kin Have a Right to Make Medical Decisions for You? Think Again!](https://conwywillsandtrusts.co.uk/2024/07/15/you-think-your-next-of-kin-have-a-right-to-make-medical-decisions-for-you-think-again/) - In moments of medical crisis or incapacity, it's a common misconception that close family members automatically have the authority to make critical healthcare decisions. However, under UK law, without a Lasting Power of Attorney (LPA), this is not the case. An LPA is essential for appointing someone you trust to make health and welfare decisions on your behalf if you are unable to do so. Without an LPA, the legal authority defaults to the Court of Protection, leading to potentially complex, lengthy, and costly processes. Ensure your healthcare preferences are respected by planning ahead with an LPA. For more information, make an appointment with us today. - [Navigating the Great Wealth Transfer](https://conwywillsandtrusts.co.uk/2024/06/04/navigating-the-great-wealth-transfer/) - The next few decades will see the "Great Wealth Transfer" from Baby Boomers, holding over £5 trillion, to younger generations. Conwy Wills and Trusts offers tailored estate planning services to Baby Boomers, Generation X, and Millennials, emphasizing digital convenience, professional advice, and client education to ensure efficient wealth management and transfer. - [Secure Your Children's Future: The Critical Importance of Appointing Guardians](https://conwywillsandtrusts.co.uk/2024/05/15/secure-your-childrens-future-the-critical-importance-of-appointing-guardians/) - Appointing guardians is a profound act of love, ensuring your children's future is secure, no matter what. At Conwy Wills, we guide you through this vital process with empathy and expertise, ensuring your wishes are honoured. Take the crucial step with us—create a will that safeguards your children's tomorrow. Trust Conwy Wills to protect what's most precious to you. - [How to Be an Attorney Under a Lasting Power of Attorney](https://conwywillsandtrusts.co.uk/2024/04/07/how-to-be-an-attorney-under-a-lasting-power-of-attorney/) - Becoming an attorney under a Lasting Power of Attorney (LPA) is not just a significant responsibility; it's a profound commitment to act in someone else's best interest, often at times when they are most vulnerable. Whether you're appointed to manage someone's financial affairs or to make crucial health and welfare decisions, the role you play is pivotal in ensuring their well-being and peace of mind. Act in the Donor's Best Interests: One of the core responsibilities of being an attorney is to always act in the best interests of the donor. This involves considering their past and present wishes and feelings, and the values and beliefs they hold dear. Whether making a financial transaction or deciding on a healthcare matter, the donor's preferences and quality of life should always be at the forefront of your decisions. Maintain Transparency and Record-Keeping: As an attorney, you must keep meticulous records of all decisions and transactions made on behalf of the donor. This not only ensures transparency but also provides a clear account of your actions should they ever be scrutinised. It's about being accountable and demonstrating that you have fulfilled your duties with integrity and diligence. - [Guard Your Legacy: Unveiling the Merits of The National Will Safe for Secure Storage](https://conwywillsandtrusts.co.uk/2023/12/29/will-storage/) - Writing a will is crucial for estate planning, and storing it securely is equally vital. The National Will Safe offers a solution, ensuring protection from loss or damage, confidentiality, and ease of access for executors. Its benefits include professional storage, peace of mind, and accessibility. This service provides peace of mind, security, and ensures that your final wishes are respected and easily accessible for executors. Storing your will with The National Will Safe is a wise decision for estate planners. Guard Your Legacy: Unveiling the Merits of The National Will Safe for Secure Storage - [Ensuring Excellence in Will-Writing: The Importance of the Institute of Professional Willwriters Code of Practice](https://conwywillsandtrusts.co.uk/2024/01/22/ensuring-excellence-in-will-writing-the-importance-of-the-ipw-code-of-practice/) - When it comes to will-writing, choosing the right professional is paramount to ensure that your final wishes are accurately and effectively documented. The Institute of Professional Willwriters (IPW) stands as a beacon of trust and quality within the industry, setting high standards for its members. But what makes an IPW member stand out in the - [Mastering Intestacy Rules In England And Wales: Unveil The Secrets To Distributing Your Estate Effectively](https://conwywillsandtrusts.co.uk/2024/03/31/navigating-intestacy-rules-in-england-and-wales-understanding-the-distribution-of-your-estate/) - Navigating the complexities of intestacy rules in England and Wales is crucial for anyone without a will. This post delves into how your estate is distributed under these rules, the consequences of having no eligible heirs, and the potential risks to loved ones and charities if you don’t leave a will. Understand the importance of estate planning to ensure your wishes are respected and your loved ones are cared for in your absence. - [Navigating the Uncertainties of Dying Intestate in the UK](https://conwywillsandtrusts.co.uk/2023/12/20/intestacy/) - When someone dies intestate, they pass away without a legally valid will, leaving their estate to be distributed according to specific rules set by law. In the UK, intestacy rules prioritize spouses, children, and close relatives, potentially leaving unmarried partners with nothing. Making a will ensures your assets are distributed as you wish, protects unmarried partners, and minimizes family disputes. By taking this important step, you can provide clear instructions on managing your estate and ensure your loved ones are cared for according to your desires, easing the stress and uncertainty that come with intestacy. Navigating the Uncertainties of Dying Intestate in the UK - [Predatory Marriages: Urgent Call to Reform the Wills Act 1837](https://conwywillsandtrusts.co.uk/2023/12/29/predatory-marriage/) - The growing issue of predatory marriages targets vulnerable individuals, often the elderly or those with diminished capacity, for financial gain by coercing them into marriage. The UK is mobilizing to reform Section 18 of the Wills Act 1837, as this law automatically revokes any previous will upon marriage, potentially leaving intended heirs with little or nothing. Legal professionals, charities, and affected families are advocating for change, focusing on preventing the automatic revocation of wills upon marriage, raising public awareness, and introducing stricter safeguards for vulnerable individuals. Protecting individuals and honoring their true intentions for their estate is crucial in combating this exploitation. Predatory Marriages: Urgent Call to Reform the Wills Act 1837 - [Take Advantage of The Tax Allowances](https://conwywillsandtrusts.co.uk/2023/12/29/tax-allowances/) - In the UK, inheritance tax (IHT) can be a significant concern, with a standard 40% rate for estates exceeding certain thresholds. Understanding key allowances like the residential nil rate band (RNRB) and strategic estate planning can mitigate this burden. The standard nil rate band is £325,000, but additional reliefs and allowances can reduce this liability. Married couples can pass unused NRB and RNRB to the surviving spouse, potentially resulting in a combined NRB of up to £1 million. Utilizing strategies like lifetime trusts and early gifting, along with professional advice, can significantly reduce the tax burden and ensure your estate is managed according to your wishes. Take Advantage of The Tax Allowances - [Safeguarding Your Last Wishes: The Importance of Registering Your Will](https://conwywillsandtrusts.co.uk/2023/12/29/safeguarding-your-last-wishes-the-importance-of-registering-your-will/) - Safeguarding Your Last Wishes: The Importance of Registering Your Will Creating a will is responsible, but registering it with The National Will Register is crucial for easy location, dispute prevention, and peace of mind. Benefits include nationwide accessibility, secure storage, and support for executors and solicitors. Registering with The National Will Register complements will creation, ensuring final wishes are well-documented and easily accessible, providing assurance and clarity during difficult times. - [The High Expenditure Of Dispute: Lessons In Contentious Probate](https://conwywillsandtrusts.co.uk/2023/12/31/contentious-probate/) - The case of Amnir & Ord v Bala & Ors [2023] highlights the substantial financial burden and diminished awards in contentious probate disputes. Legal fees often outweigh the estate's value, benefiting primarily the lawyers involved. This underscores the importance of careful estate planning and early conflict resolution through mediation. By learning from this case, individuals can minimize the risk of expensive legal battles and protect their estates. It emphasizes the necessity of clear estate plans and seeking professional advice to prevent similar challenges. - [Your Will Needs to Do More Than Just Appoint Guardians](https://conwywillsandtrusts.co.uk/2023/12/29/will-trusts/) - Appointing guardians for your children in your will is crucial, but it's not enough. Will trusts are equally important for securing their financial future. These legal arrangements set aside assets for your children's upbringing, education, and wellbeing. By including a will trust in your estate planning, you ensure financial security, control over asset distribution, and protection from external risks. Selecting trustworthy trustees is vital, and key considerations include the age of asset distribution, flexibility for unforeseen circumstances, and tax implications. This comprehensive approach gives you peace of mind, knowing your children are fully provided for in all aspects. - [Secure Your Legacy with Smart Joint Tenancy Severance](https://conwywillsandtrusts.co.uk/2023/12/29/severing-joint-tenancy/) - In the UK, joint tenancy includes the 'right of survivorship', where the property automatically passes to the surviving owner(s) upon death. Severing joint tenancy allows control over property share, flexibility in estate planning, and protection of beneficiaries' interests. This can be done unilaterally by serving a notice of severance and registering the change. After severance, it becomes a tenancy in common, allowing owners to leave their share to anyone in their will. Key considerations include seeking legal advice, clear communication with the co-owner, and updating the will. Severing joint tenancy ensures your estate planning aligns with your wishes and circumstances, providing peace of mind for the future. - [Marriage Revokes Your Will: The Hidden Perils of Marriage Under Wills Act 1837](https://conwywillsandtrusts.co.uk/2023/12/29/marriage-revokes-your-will/) - Marriage automatically revokes existing wills in the UK, unless made in contemplation of that marriage under Section 18 of the Wills Act 1837. Failure to update the will can lead to unexpected inheritance outcomes, disputes, and application of intestacy rules. It's important to review and update the will before or after marriage, seeking legal advice if necessary. ## Pages - [Welcome to Conwy Wills - Estate Planning and Will Services in North Wales](https://conwywillsandtrusts.co.uk/) - A Family-Run Business with a Personal Touch At Conwy Wills, we are a family-run business rooted in the heart of Conwy and North Wales. 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[Right to die](https://conwywillsandtrusts.co.uk/tag/right-to-die/) - [R (Nicklinson) v Ministry of Justice](https://conwywillsandtrusts.co.uk/tag/r-nicklinson-v-ministry-of-justice/) - [Advance directives](https://conwywillsandtrusts.co.uk/tag/advance-directives/) - [Healthcare decisions](https://conwywillsandtrusts.co.uk/tag/healthcare-decisions/) - [Human rights](https://conwywillsandtrusts.co.uk/tag/human-rights/) - [Legal reform](https://conwywillsandtrusts.co.uk/tag/legal-reform/) - [Legal ethics](https://conwywillsandtrusts.co.uk/tag/legal-ethics/) - [Judicial vs legislative authority](https://conwywillsandtrusts.co.uk/tag/judicial-vs-legislative-authority/) - [Assisted dying](https://conwywillsandtrusts.co.uk/tag/assisted-dying/) - [UK medical law](https://conwywillsandtrusts.co.uk/tag/uk-medical-law/) - [Sanctity of life](https://conwywillsandtrusts.co.uk/tag/sanctity-of-life/) - [End-of-life decisions](https://conwywillsandtrusts.co.uk/tag/end-of-life-decisions/) - [Euthanasia laws](https://conwywillsandtrusts.co.uk/tag/euthanasia-laws/) - [Patient autonomy](https://conwywillsandtrusts.co.uk/tag/patient-autonomy/) - [Ethical dilemmas](https://conwywillsandtrusts.co.uk/tag/ethical-dilemmas/) - [Vulnerable individuals](https://conwywillsandtrusts.co.uk/tag/vulnerable-individuals/) - [Law Commission Review](https://conwywillsandtrusts.co.uk/tag/law-commission-review/) - [Funerary Rights](https://conwywillsandtrusts.co.uk/tag/funerary-rights/) - [Burial and Cremation Law](https://conwywillsandtrusts.co.uk/tag/burial-and-cremation-law/) - [Public Health Funerals](https://conwywillsandtrusts.co.uk/tag/public-health-funerals/) - [Alternative Funerary Methods](https://conwywillsandtrusts.co.uk/tag/alternative-funerary-methods/) - [Funeral Wishes](https://conwywillsandtrusts.co.uk/tag/funeral-wishes/) - [Family Disputes](https://conwywillsandtrusts.co.uk/tag/family-disputes/) - [Legal Reforms](https://conwywillsandtrusts.co.uk/tag/legal-reforms/) - [Legal Clarity](https://conwywillsandtrusts.co.uk/tag/legal-clarity/) - [Right To Occupy](https://conwywillsandtrusts.co.uk/tag/right-to-occupy/) - 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[assisted reproduction](https://conwywillsandtrusts.co.uk/tag/assisted-reproduction/) - [sperm and egg storage](https://conwywillsandtrusts.co.uk/tag/sperm-and-egg-storage/) - [wills and fertility](https://conwywillsandtrusts.co.uk/tag/wills-and-fertility/) - [legal consent for IVF](https://conwywillsandtrusts.co.uk/tag/legal-consent-for-ivf/) - [UK fertility rules](https://conwywillsandtrusts.co.uk/tag/uk-fertility-rules/) - [consent after death](https://conwywillsandtrusts.co.uk/tag/consent-after-death/) - [future family planning](https://conwywillsandtrusts.co.uk/tag/future-family-planning/) - [bereavement and fertility](https://conwywillsandtrusts.co.uk/tag/bereavement-and-fertility/) - [single parent fertility rights](https://conwywillsandtrusts.co.uk/tag/single-parent-fertility-rights/) - [unusual funerals](https://conwywillsandtrusts.co.uk/tag/unusual-funerals/) - [Viking funerals](https://conwywillsandtrusts.co.uk/tag/viking-funerals/) - [alternative burial options](https://conwywillsandtrusts.co.uk/tag/alternative-burial-options/) - [ashes in space](https://conwywillsandtrusts.co.uk/tag/ashes-in-space/) - [burial at sea](https://conwywillsandtrusts.co.uk/tag/burial-at-sea/) - [funeral planning](https://conwywillsandtrusts.co.uk/tag/funeral-planning/) - [eco burials](https://conwywillsandtrusts.co.uk/tag/eco-burials/) - [space memorial services](https://conwywillsandtrusts.co.uk/tag/space-memorial-services/) - [reef memorials](https://conwywillsandtrusts.co.uk/tag/reef-memorials/) - [end-of-life choices](https://conwywillsandtrusts.co.uk/tag/end-of-life-choices/) - [modern funeral trends](https://conwywillsandtrusts.co.uk/tag/modern-funeral-trends/) - [creative legacy planning](https://conwywillsandtrusts.co.uk/tag/creative-legacy-planning/) - [unique final wishes](https://conwywillsandtrusts.co.uk/tag/unique-final-wishes/) - [symbolic send-offs](https://conwywillsandtrusts.co.uk/tag/symbolic-send-offs/) - [Conwy legal services](https://conwywillsandtrusts.co.uk/tag/conwy-legal-services/) - [Trust Structures](https://conwywillsandtrusts.co.uk/tag/trust-structures/) - [Property and Tax Planning](https://conwywillsandtrusts.co.uk/tag/property-and-tax-planning/) - [Residential Property Trusts](https://conwywillsandtrusts.co.uk/tag/residential-property-trusts/) - [Lifetime Trusts](https://conwywillsandtrusts.co.uk/tag/lifetime-trusts/) - [Capital Gains Tax](https://conwywillsandtrusts.co.uk/tag/capital-gains-tax/) - [Gifting Property](https://conwywillsandtrusts.co.uk/tag/gifting-property/) - [Trust Law UK](https://conwywillsandtrusts.co.uk/tag/trust-law-uk/) - [Principal Private Residence Relief](https://conwywillsandtrusts.co.uk/tag/principal-private-residence-relief/) - [Tax Traps](https://conwywillsandtrusts.co.uk/tag/tax-traps/) - [Conwy Wills Blog](https://conwywillsandtrusts.co.uk/tag/conwy-wills-blog/) - [Wills and Probate](https://conwywillsandtrusts.co.uk/tag/wills-and-probate/) - [Digital Estate Planning](https://conwywillsandtrusts.co.uk/tag/digital-estate-planning/) - [Digital Assets](https://conwywillsandtrusts.co.uk/tag/digital-assets/) - [Executor Guidance](https://conwywillsandtrusts.co.uk/tag/executor-guidance/) - [Cryptocurrency Inheritance](https://conwywillsandtrusts.co.uk/tag/cryptocurrency-inheritance/) - [Online Legacy](https://conwywillsandtrusts.co.uk/tag/online-legacy/) - [Digital Executor](https://conwywillsandtrusts.co.uk/tag/digital-executor/) - [End-of-Life Planning](https://conwywillsandtrusts.co.uk/tag/end-of-life-planning/) - [Online Accounts Access](https://conwywillsandtrusts.co.uk/tag/online-accounts-access/) - [Tech-Savvy Will Writing](https://conwywillsandtrusts.co.uk/tag/tech-savvy-will-writing/) - [Digital Life After Death](https://conwywillsandtrusts.co.uk/tag/digital-life-after-death/) - [UK Will Writing Services](https://conwywillsandtrusts.co.uk/tag/uk-will-writing-services/) - [Certificate Provider](https://conwywillsandtrusts.co.uk/tag/certificate-provider/) - [Property and Financial Affairs LPA](https://conwywillsandtrusts.co.uk/tag/property-and-financial-affairs-lpa/) - [Common LPA mistakes](https://conwywillsandtrusts.co.uk/tag/common-lpa-mistakes/) - [LPA signing order](https://conwywillsandtrusts.co.uk/tag/lpa-signing-order/) - [Office of the Public Guardian](https://conwywillsandtrusts.co.uk/tag/office-of-the-public-guardian/) - [Witness requirements](https://conwywillsandtrusts.co.uk/tag/witness-requirements/) - [Legal document signing](https://conwywillsandtrusts.co.uk/tag/legal-document-signing/) - [Life-sustaining treatment decisions](https://conwywillsandtrusts.co.uk/tag/life-sustaining-treatment-decisions/) - [Future planning](https://conwywillsandtrusts.co.uk/tag/future-planning/) - [Power of Attorney guidance](https://conwywillsandtrusts.co.uk/tag/power-of-attorney-guidance/) - [Legal protection](https://conwywillsandtrusts.co.uk/tag/legal-protection/) - [Will disputes](https://conwywillsandtrusts.co.uk/tag/will-disputes/) - [Will execution formalities](https://conwywillsandtrusts.co.uk/tag/will-execution-formalities/) - [Court of Appeal decisions](https://conwywillsandtrusts.co.uk/tag/court-of-appeal-decisions/) - [Barnett v Bem 2012](https://conwywillsandtrusts.co.uk/tag/barnett-v-bem-2012/) - [Invalid wills](https://conwywillsandtrusts.co.uk/tag/invalid-wills/) - [DIY will risks](https://conwywillsandtrusts.co.uk/tag/diy-will-risks/) - [Intestacy rules](https://conwywillsandtrusts.co.uk/tag/intestacy-rules/) - [Hand-guided signatures](https://conwywillsandtrusts.co.uk/tag/hand-guided-signatures/) - [Estate planning case law](https://conwywillsandtrusts.co.uk/tag/estate-planning-case-law/) - [Testamentary intention vs formality](https://conwywillsandtrusts.co.uk/tag/testamentary-intention-vs-formality/) - [Probate disputes](https://conwywillsandtrusts.co.uk/tag/probate-disputes/) - [English inheritance law](https://conwywillsandtrusts.co.uk/tag/english-inheritance-law/) - [Future of work](https://conwywillsandtrusts.co.uk/tag/future-of-work/) - [Artificial Intelligence](https://conwywillsandtrusts.co.uk/tag/artificial-intelligence/) - [Redundant jobs](https://conwywillsandtrusts.co.uk/tag/redundant-jobs/) - [Generative AI](https://conwywillsandtrusts.co.uk/tag/generative-ai/) - [Job automation](https://conwywillsandtrusts.co.uk/tag/job-automation/) - [Estate planning profession](https://conwywillsandtrusts.co.uk/tag/estate-planning-profession/) - [Frey and Osborne 2013](https://conwywillsandtrusts.co.uk/tag/frey-and-osborne-2013/) - [Susceptibility Index](https://conwywillsandtrusts.co.uk/tag/susceptibility-index/) - [AI and law](https://conwywillsandtrusts.co.uk/tag/ai-and-law/) - [Human interaction in work](https://conwywillsandtrusts.co.uk/tag/human-interaction-in-work/) - [Safe jobs in the future](https://conwywillsandtrusts.co.uk/tag/safe-jobs-in-the-future/) - [Will writing and AI](https://conwywillsandtrusts.co.uk/tag/will-writing-and-ai/) - [Professional services](https://conwywillsandtrusts.co.uk/tag/professional-services/) - [Task automation](https://conwywillsandtrusts.co.uk/tag/task-automation/) - [Curtain principle](https://conwywillsandtrusts.co.uk/tag/curtain-principle/) - [Overreaching](https://conwywillsandtrusts.co.uk/tag/overreaching/) - [Beneficial interests](https://conwywillsandtrusts.co.uk/tag/beneficial-interests/) - [Trust law](https://conwywillsandtrusts.co.uk/tag/trust-law/) - [Trustees and beneficiaries](https://conwywillsandtrusts.co.uk/tag/trustees-and-beneficiaries/) - [Land law](https://conwywillsandtrusts.co.uk/tag/land-law/) - [Severance of joint tenancy](https://conwywillsandtrusts.co.uk/tag/severance-of-joint-tenancy/) - [Flegg case](https://conwywillsandtrusts.co.uk/tag/flegg-case/) - [Conveyancing](https://conwywillsandtrusts.co.uk/tag/conveyancing/) - [Dreamvar case](https://conwywillsandtrusts.co.uk/tag/dreamvar-case/) - [Digital ID](https://conwywillsandtrusts.co.uk/tag/digital-id/) - [Identity verification](https://conwywillsandtrusts.co.uk/tag/identity-verification/) - [Money Laundering Regulations](https://conwywillsandtrusts.co.uk/tag/money-laundering-regulations/) - [Property fraud prevention](https://conwywillsandtrusts.co.uk/tag/property-fraud-prevention/) - [Conveyancing law](https://conwywillsandtrusts.co.uk/tag/conveyancing-law/) - [Source of funds checks](https://conwywillsandtrusts.co.uk/tag/source-of-funds-checks/) - [Legal ethics and regulation](https://conwywillsandtrusts.co.uk/tag/legal-ethics-and-regulation/) - [Trust and surveillance](https://conwywillsandtrusts.co.uk/tag/trust-and-surveillance/) - [Data privacy in law](https://conwywillsandtrusts.co.uk/tag/data-privacy-in-law/) - [Client due diligence](https://conwywillsandtrusts.co.uk/tag/client-due-diligence/) - [Regulation versus freedom](https://conwywillsandtrusts.co.uk/tag/regulation-versus-freedom/) - [Legal compliance technology](https://conwywillsandtrusts.co.uk/tag/legal-compliance-technology/) - [Professional responsibility](https://conwywillsandtrusts.co.uk/tag/professional-responsibility/) - [Intestacy](https://conwywillsandtrusts.co.uk/tag/intestacy/) - [Unclaimed estates](https://conwywillsandtrusts.co.uk/tag/unclaimed-estates/) - [Bona Vacantia](https://conwywillsandtrusts.co.uk/tag/bona-vacantia/) - [Dormant bank accounts](https://conwywillsandtrusts.co.uk/tag/dormant-bank-accounts/) - [Reclaim Fund Ltd](https://conwywillsandtrusts.co.uk/tag/reclaim-fund-ltd/) - [Missing heirs](https://conwywillsandtrusts.co.uk/tag/missing-heirs/) - [Heir hunters](https://conwywillsandtrusts.co.uk/tag/heir-hunters/) - [Adverse possession](https://conwywillsandtrusts.co.uk/tag/adverse-possession/) - [Unclaimed property](https://conwywillsandtrusts.co.uk/tag/unclaimed-property/) - [Government Legal Department](https://conwywillsandtrusts.co.uk/tag/government-legal-department/) - [The Gazette](https://conwywillsandtrusts.co.uk/tag/the-gazette/) - [Crown estates](https://conwywillsandtrusts.co.uk/tag/crown-estates/) - [Lost legacies](https://conwywillsandtrusts.co.uk/tag/lost-legacies/) - [Property inheritance](https://conwywillsandtrusts.co.uk/tag/property-inheritance/) - [Inheritance tracing](https://conwywillsandtrusts.co.uk/tag/inheritance-tracing/) - [Social housing reform](https://conwywillsandtrusts.co.uk/tag/social-housing-reform/) - [Make a will](https://conwywillsandtrusts.co.uk/tag/make-a-will/) - [GROB](https://conwywillsandtrusts.co.uk/tag/grob/) - [Gift With Reservation of Benefit](https://conwywillsandtrusts.co.uk/tag/gift-with-reservation-of-benefit/) - [Qualifying Interest in Possession](https://conwywillsandtrusts.co.uk/tag/qualifying-interest-in-possession/) - [Life Interest Trust](https://conwywillsandtrusts.co.uk/tag/life-interest-trust/) - [Pre-Owned Assets Tax](https://conwywillsandtrusts.co.uk/tag/pre-owned-assets-tax/) - [Section 102b](https://conwywillsandtrusts.co.uk/tag/section-102b/) - [Finance Act 1986](https://conwywillsandtrusts.co.uk/tag/finance-act-1986/) - [POAT](https://conwywillsandtrusts.co.uk/tag/poat/) - [Deed of Gift](https://conwywillsandtrusts.co.uk/tag/deed-of-gift/) - [UK Tax Planning](https://conwywillsandtrusts.co.uk/tag/uk-tax-planning/) - [Property Gifting](https://conwywillsandtrusts.co.uk/tag/property-gifting/) - [Trusts and Estates](https://conwywillsandtrusts.co.uk/tag/trusts-and-estates/) - [HMRC Rules](https://conwywillsandtrusts.co.uk/tag/hmrc-rules/) - [Care Fee Planning](https://conwywillsandtrusts.co.uk/tag/care-fee-planning/) - [Home Gifting Risks](https://conwywillsandtrusts.co.uk/tag/home-gifting-risks/) - [Assets outside the estate](https://conwywillsandtrusts.co.uk/tag/assets-outside-the-estate/) - [Probate myths](https://conwywillsandtrusts.co.uk/tag/probate-myths/) - [Pension death benefits](https://conwywillsandtrusts.co.uk/tag/pension-death-benefits/) - [Life insurance in trust](https://conwywillsandtrusts.co.uk/tag/life-insurance-in-trust/) - [Death in service benefits](https://conwywillsandtrusts.co.uk/tag/death-in-service-benefits/) - [Joint ownership](https://conwywillsandtrusts.co.uk/tag/joint-ownership/) - [Tenants in common](https://conwywillsandtrusts.co.uk/tag/tenants-in-common/) - [Joint tenants](https://conwywillsandtrusts.co.uk/tag/joint-tenants/) - [Executors duties](https://conwywillsandtrusts.co.uk/tag/executors-duties/) - [Estate administration](https://conwywillsandtrusts.co.uk/tag/estate-administration/) - [Inheritance planning](https://conwywillsandtrusts.co.uk/tag/inheritance-planning/) - [Will writing UK](https://conwywillsandtrusts.co.uk/tag/will-writing-uk/) - [Probate planning](https://conwywillsandtrusts.co.uk/tag/probate-planning/) - [Estate planning mistakes](https://conwywillsandtrusts.co.uk/tag/estate-planning-mistakes/) - [Probate surprises](https://conwywillsandtrusts.co.uk/tag/probate-surprises/) - [Beneficiary nominations](https://conwywillsandtrusts.co.uk/tag/beneficiary-nominations/) - [Trusts for Disabled Beneficiaries](https://conwywillsandtrusts.co.uk/tag/trusts-for-disabled-beneficiaries/) - [Vulnerable Person Trust](https://conwywillsandtrusts.co.uk/tag/vulnerable-person-trust/) - [Means Tested Benefits](https://conwywillsandtrusts.co.uk/tag/means-tested-benefits-2/) - [Protecting Benefits](https://conwywillsandtrusts.co.uk/tag/protecting-benefits/) - [Testamentary Trusts](https://conwywillsandtrusts.co.uk/tag/testamentary-trusts/) - [Will Trusts](https://conwywillsandtrusts.co.uk/tag/will-trusts/) - [Trust Planning for Families](https://conwywillsandtrusts.co.uk/tag/trust-planning-for-families/) - [Financial Protection for Vulnerable People](https://conwywillsandtrusts.co.uk/tag/financial-protection-for-vulnerable-people/) - [Wills and Trusts UK](https://conwywillsandtrusts.co.uk/tag/wills-and-trusts-uk/) - [Trusts and Benefits](https://conwywillsandtrusts.co.uk/tag/trusts-and-benefits/) - [Trust Planning UK](https://conwywillsandtrusts.co.uk/tag/trust-planning-uk/) - [Trust Taxation](https://conwywillsandtrusts.co.uk/tag/trust-taxation/) - [Protecting Means Tested Benefits](https://conwywillsandtrusts.co.uk/tag/protecting-means-tested-benefits/) - [Personal Injury Trusts](https://conwywillsandtrusts.co.uk/tag/personal-injury-trusts/) - [Pitt v Holt](https://conwywillsandtrusts.co.uk/tag/pitt-v-holt/) - [Estate Planning for Vulnerable People](https://conwywillsandtrusts.co.uk/tag/estate-planning-for-vulnerable-people/) - [Trust Structure](https://conwywillsandtrusts.co.uk/tag/trust-structure/) - [Asset Protection Trusts](https://conwywillsandtrusts.co.uk/tag/asset-protection-trusts/) - [fraudulent calumny](https://conwywillsandtrusts.co.uk/tag/fraudulent-calumny/) - [can a will be challenged](https://conwywillsandtrusts.co.uk/tag/can-a-will-be-challenged/) - [contested wills](https://conwywillsandtrusts.co.uk/tag/contested-wills/) - [undue influence in wills](https://conwywillsandtrusts.co.uk/tag/undue-influence-in-wills/) - [suspicious circumstances](https://conwywillsandtrusts.co.uk/tag/suspicious-circumstances/) - [larke v nugus](https://conwywillsandtrusts.co.uk/tag/larke-v-nugus/)